Terms of Use
Effective Date:
Welcome to Learn by Sarmaaya (the “App”), an educational platform offering expert-led financial market education through live, interactive classes. By using this App, you agree to comply with and be bound by these Terms of Use. Please read them carefully.
1. Acceptance of Terms
By accessing or using the App, you agree to these Terms and our Privacy Policy.
2. Eligibility
You must be at least 18 years old to use this App. By using the App, you confirm you are of legal age and have the capacity to enter into these Terms.
3. Account Registration
To access certain features, you must register for an account. You are responsible for providing accurate information and securing your login details.
4. Use of the App
The App is for personal, educational use only. You agree not to engage in any activities that could harm or interfere with the App’s functionality or violate any applicable laws.
5. Content and Intellectual Property
The content on the App, including courses, videos, and educational resources, is owned by Sarmaaya or its licensors. You may not reproduce, distribute, or use this content for commercial purposes without permission.
6. Subscription and Payments
Some features may require payment. You agree to pay applicable fees for subscriptions or courses, and payments will be processed securely.
7. User Conduct
You agree not to:
Violate laws or regulations.
Attempt unauthorized access to the App’s systems.
Disrupt the App’s operations or transmit harmful content.
8. Disclaimers
The App and its content are provided “as is,” and Sarmaaya does not guarantee the accuracy or success of financial decisions made based on the information provided.
9. Limitation of Liability
Sarmaaya is not liable for any direct or indirect damages arising from the use of the App. This includes, but is not limited to, loss of data, profits, or personal injury.
10. Termination
Sarmaaya may suspend or terminate your access to the App if these Terms are violated.
11. Privacy
Your personal data is handled according to our Privacy Policy. By using the App, you consent to the collection and use of your data as outlined.
12. Modifications to Terms
Sarmaaya may update these Terms at any time. Changes will be effective when posted on the App or communicated to you. Continued use of the App signifies acceptance of these updates.
13. Governing Law
These Terms are governed by the laws of [Insert Jurisdiction], and any disputes will be resolved in [Insert Jurisdiction] courts.
14. Contact Information
For any questions about these Terms, contact us at:
Email: [email protected]
Website: sarmaaya.pk
Phone:
By using the App, you confirm that you have read and agree to these Terms of Use.
